Multiple Bank Accounts
Managing Multiple Bank Accounts, All in One Place
Most business owners don’t bank with just one institution. Owoye brings every account into a single, unified dashboard — so "how much money do I actually have?" has one clear answer instead of four separate ones.
Why people end up with multiple accounts
A business account for daily operations, a personal account for everything else, maybe a second bank for better transfer limits or a specific feature — multiple accounts happen naturally, not by choice. Each on its own is manageable. Together, they create a real problem: your total financial picture is scattered across apps that don’t talk to each other.
Knowing your real total balance means opening each app and adding the numbers up yourself. Knowing your real spending means checking each app's transaction history separately. Nothing gives you the combined view.
How Owoye brings the picture together
Connect your accounts — GTBank, Zenith, Access, UBA, and every other major Nigerian bank supported by Mono’s regulated open banking network — and Owoye pulls in a live, read-only view of each one. Your dashboard shows one combined balance, plus a per-bank breakdown when you need to see exactly what’s sitting where.
Read-only means exactly that: Owoye can see your balance and transactions, and can never move money out of any connected account. Every login is protected with two-factor authentication and NDPR-compliant data handling.
Frequently asked questions
GTBank, Access, Zenith, UBA, and every other major Nigerian bank supported by Mono’s open banking network. You can connect as many accounts as your plan allows and see one consolidated balance across all of them.
Yes. Owoye connects through Mono’s regulated open banking infrastructure with read-only access — Owoye can see your balance and transactions, but can never move money out of your accounts.
No. Every connection is read-only. Owoye can see your balance and transaction history to build your dashboard, but it has no ability to initiate a transfer or withdrawal from a connected bank account.
Owoye still works — you get one dashboard, invoicing, Safe to Spend, and Kara. The multi-bank aggregation becomes useful the moment you connect a second account, and you can add more at any time.
Take control of your business finances today.
Connect your accounts, send invoices that get paid faster, and let Kara handle the analysis — built for Nigerian SMEs, from day one.